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How many days do I have to report a GAP claim?

You have 90 days from the Primary Insurance Carrier's settlement date to report a GAP claim.

If I refinance, does GAP transfer to the new loan?

No, the GAP will automatically be voided and no coverage will be in effect in the event of a loss. In order to purchase GAP again, the Lender who is providing the refinancing will have to sell a new GAP waiver. You cannot return to a Dealer to purchase GAP on the new loan.

Can GAP be written on commercial vehicles?

Yes.  Allstate Dealer Services now offers a GAP program for commercial vehicles, subject to certain limitations.  Contact your Dealer for further details.

How do I cancel my GAP coverage?

To cancel your GAP coverage, please go to or call your Dealership or the place you have purchased the coverage and request the cancellation of GAP. Please contact the Dealership to ensure you have the required paperwork to complete your request.


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Do you have insurance to cover mortgages?

No, we don't carry that product. Typically you can get that through your Mortgage Company.


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